Trojan Checking
Rates accurate as of 6/10/2026
All rates and terms subject to change without notice.
| Dividend Rate | APY* |
|---|---|
| 0.050% | 0.05% |
*$2500 minimum balance to obtain APY.
High interest. Strong earnings. Unlimited access.
Capture more value for every transaction with our Trojan checking account. Open in minutes online or at any branch.
There exist very few reasonable choices for checking accounts other than commercial, profit-obsessed banks. YOU are a blessing.
Educational Resources
*$7 monthly service charge applies if daily checking balance falls below $2,500 (or $7,500 when combined with savings). Citibank free ATM transactions or inquiries apply only to ATMs at Citibank branch locations. View our Schedule of Fees for details on any fees you may incur.
**Two free non-shared network ATM transactions per month with Student Checking, five free with Gold Checking, unlimited with Trojan Checking. When you use an ATM not displaying the USCCU or Co-Op ATM symbols, the ATM owner may charge additional fees.













