Ahorros Regulares
Obtén lo básico, pero mejor.
La cuenta de ahorros inicial para todos los socios de USC Credit Union, la cuenta de Ahorros Regulares te abre la puerta a una gran cantidad de productos y servicios de valor añadido y establece tu membresía. Haz depósitos y retiros en cualquier momento y accede a tu cuenta a través de miles de cajeros automáticos y sucursales compartidas o banca en línea, banca móvil o por teléfono. Los tipos de interés flexibles de las cuentas de ahorro ayudan a que tus depósitos crezcan.
- Depósitos y retiros 24/7
- Fácil acceso a través de cajeros automáticos, banca en línea, banca móvil o teléfono
- Depósito mínimo de $10 (incluye una cuota única de afiliación de $9)
- Sin cargo mensual por servicio*
- Gana dividendos sobre saldos de $25 o más
Socios: Inicie sesión en su portal de miembros, llámenos o visite una sucursal para abrir tu nueva cuenta.
¿No eres socio?: Solicite la membresía para comenzar.
Regular Share and Club*
Tasas precisas a partir de 6/10/2026
Todas las tasas y términos están sujetos a cambios sin previo aviso.
| Balance | Dividend Rate | APY |
|---|---|---|
| $25-$99.99 | 0.050% | 0.05% |
| More than $99 | 0.050% | 0.05% |
*$9 membership fee required plus $1 deposit to open. Fees may reduce earnings. APY = Annual Percentage Yield. APY is accurate as of the last dividend declaration date.
Tus oportunidades de ahorro empiezan aquí.
¿Buscas una buena cuenta de ahorro para empezar? Abre una cuenta de Ahorros Regulares con sólo $10, por Internet o en cualquier sucursal.
Apertura de cuenta sin complicaciones. Excelentes tasas en cuentas de ahorro.
-Ankita
Cuentas de Cheques
Cajeros automáticos gratuitos. Banca en línea gratis. Las cuentas de cheques de USC Credit Union te ofrecen ventajas y muchas opciones, desde nuestra cuenta básica sin comisiones hasta las cuentas que devengan intereses.
IRAs
Invierte en tu futuro. Haz contribuciones anuales deducibles de impuestos con una Cuenta de Jubilación Individual (IRA) tradicional. Obtén un crecimiento compuesto libre de impuestos con una cuenta IRA Roth.
Membresía Familiar
¿Ya eres socio? Extiende los beneficios de la membresía de USC Credit Union a todos los miembros de tu familia inmediata u hogar – ¡todos están invitados a convertirse en socios propietarios!
Recursos Educativos
Credit Unions Credit Unions
Credit Unions Unite to Aid Los Angeles County Residents Affected by Wildfires
Credit unions across the country have rallied together to support residents of Los Angeles County affected by the catastrophic Eaton and Pacific Palisades fires.

Credit Unions Unite to Aid Los Angeles County Residents Affected by Wildfires
2024 Charity Challenge: USC Credit Union vs. Notre Dame FCU
This year’s Charity Challenge brings USC Credit Union and Notre Dame FCU together to support a cause bigger than the game itself. Each credit union has pledged $5,000, and the stakes are high: the winner of the Notre Dame vs. USC football game on November 30 will decide which charity receives a boosted $10,000 donation.

2024 Charity Challenge: USC Credit Union vs. Notre Dame FCU
News News
USC Credit Union Celebrates Success with The RightWay Foundation: Empowering Foster Youth through Financial Literacy
USC Credit Union is proud to announce the successful conclusion of a transformative 10-month financial literacy program in partnership with The RightWay Foundation.

USC Credit Union Celebrates Success with The RightWay Foundation: Empowering Foster Youth through Financial Literacy
Investments Investments
High-Yield Business Savings Accounts: Consider a Credit Union!
Are you looking to make your business’s savings work harder? High-yield savings accounts (HYSA) and high-yield money market accounts (MMA) can help grow your business savings at a competitive interest rate. It’s just one way to beat inflation while growing your funds for the future.

High-Yield Business Savings Accounts: Consider a Credit Union!
Credit Unions Credit Unions
Business Accounts at Credit Unions vs. Banks
Choosing the right financial partner for your business isn’t always easy. Many traditional banks come with high fees, rigid rules, and one-size-fits-all services that might not fit your business needs. Business credit unions, like USC Credit Union, shine by offering competitive business bank accounts that often have better terms and more flexibility than traditional banks!

Business Accounts at Credit Unions vs. Banks
Managing Debt Managing Debt
Presupuesta: Tu Mejor Aliado en Momentos de Deuda
With the right tools, strategies, and mindset, you can transform budgeting from a chore into a powerful ally against debt.

Presupuesta: Tu Mejor Aliado en Momentos de Deuda
Student Loans Student Loans
Smart Student Loan Repayment Tips for 2024
Navigating student loan repayment can be challenging, but 2024 brings new opportunities to ensure you’re on the right track towards financial freedom!

Smart Student Loan Repayment Tips for 2024
Student Loans Student Loans
Celebrating the Holidays with Student Debt
The holidays are a time of joy and giving, but for many of us managing student loan repayments, it can also be a season of financial stress. But with a bit of planning, creativity, and focus on what truly matters to you this season, it’s possible to find holiday cheer without breaking the bank.

Celebrating the Holidays with Student Debt
Identity Theft Identity Theft
The Rise of Card Skimming and How to Fight It
Skimming is a persistent and evolving threat, but by being aware and taking preventative measures, we can fight against compromised cards and protect our financial well-being. Read this guide for tips and signs to watch out for.

The Rise of Card Skimming and How to Fight It
Fraud Awareness Fraud Awareness
Recognizing Text Scams
Does this sound familiar? «Did you attempt a payment for $3,000? Reply YES or NO.» If so, you're not alone. Financial institution impersonations are the most common text scams and usually include bogus fraud warnings and transfer alerts. Follow these tips to help you identify potential scams and keep your personal information safe and secure.

Recognizing Text Scams
*Se aplica una cuota mensual de $3 si el promedio combinado de todas las cuentas de ahorros, cheques, mercado de dinero, certificados e IRA es inferior a $100 y el titular de la cuenta no tiene saldos pendientes de préstamos de USCCU. Sin cargo si es menor de 25 años o si se realiza un depósito mensual de $25.




