Manage your finances wherever, whenever. Use our Mobile Banking app to check balances, pay bills, transfer money and deposit checks.
Help with tuition when you need it. USC Credit Union’s unique line of credit loan lets you draw what you need any time – no need to reapply.
Help with tuition when you need it. USC Credit Union’s unique line of credit loan lets you draw what you need any time – no need to reapply.
Already a member? Extend the benefits of USC Credit Union membership to everyone in your immediate family or household – they’re all invited to become a member owner!
Get a free financial education on all things personal finance from credit scores and debt consolidation to saving and student loans.
Manage your finances wherever, whenever. Use our Mobile Banking app to check balances, pay bills, transfer money and deposit checks.
Help with tuition when you need it. USC Credit Union’s unique line of credit loan lets you draw what you need any time – no need to reapply.
Help with tuition when you need it. USC Credit Union’s unique line of credit loan lets you draw what you need any time – no need to reapply.
Already a member? Extend the benefits of USC Credit Union membership to everyone in your immediate family or household – they’re all invited to become a member owner!
Get a free financial education on all things personal finance from credit scores and debt consolidation to saving and student loans.
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Get a free financial education on all things personal finance from credit scores and debt consolidation to saving and student loans.
USC Credit Union’s wire services let you send or receive electronic wire funds transfers, across the country or the world. Wire transfers may come with fees so they’re best for large payments that need timely processing.
If you need to wire money, make sure it’s going to someone you know and trust. Never wire money to anyone claiming to work at a government agency or well-known firm who pressures you into paying or tries to sell you something over the phone. If you do, you’ll forfeit the protections wire transfers provide. Note: It’s illegal for a telemarketer to ask you to pay with a wire transfer. Report them if they do.*
To receive a domestic wire transfer1, you’ll need this information:
To receive an international wire transfer1, you’ll need this information:
To wire funds to another institution2, you’ll need to:
Use our wire services to transfer money quickly, across the country or the world.
USC Credit Union does a great job accepting international money transfers.
How much down payment is normally required to buy a home?
There’s a reason more than 130 million people belong to a credit union. Individuals choose credit unions over traditional banks for higher dividend rates, minimal account fees, and lower interest rates on loan products. But how can a small army of 5,000+ federally insured credit unions offer these benefits and a host of other financial benefits to everyday consumers?
Why Do Credit Unions Have Better Rates?
You’ve received your college acceptance letters – congratulations! If you’ve been accepted to multiple schools, one of the biggest determining factors for your final choice may be the out of pocket cost for each option. Along with your acceptance letters, you should receive an award letter outlining the financial aid for which you are eligible at each college. Here are some important definitions you should know.
Understanding Financial Aid Award Letters
When it comes to managing your finances, you have several options available to you, including banks and credit unions. While both offer similar financial products and services, there are some key differences between the two that can affect your decision about which one to choose.
What is the difference between a credit union and a bank?
Don't let scams and fraud catch you off guard this St. Patrick's Day. Protect your identity and money with these 5 pinch-proof tips!
5 Pinch-Proof Tips to Prevent Scams & Fraud
This eBook will give you everything you need to know before buying a car. Learn how to be a savvy car shopper so you don’t get taken for a ride. We’ll arm you with knowledge of financing, interest rates, terms, and more. Be prepared, so you can drive off the lot with confidence.
Free Auto Buying eBook
As a home buyer, knowing the difference between being pre-qualified and pre-approved is an important step in the mortgage process. Making your decision on which one to choose starts with understanding the definition of each of those terms.
‘Pre-qualified’ and ‘pre-approved’ for a loan – what’s the difference?
If the unexpected happens, you don’t want to be compounded by financial worry. With Debt Protection, you may cancel your loan balance or payments in the event of involuntary unemployment, disability, or death.
Debt Protection
Student loan consolidation and refinancing are two options available to borrowers looking to manage their student loan debt. We break down the differences between loan consolidation and refinancing, discuss the eligibility requirements, and help you determine which option is best for your financial situation.
Consolidation vs. Refinancing Student Loans
On November 29, 2022, Forbes honored Altro Cofounder/CEO and USC Credit Union board member Michael Broughton with a selection to its prestigious “30 Under 30” list for 2023.
USC Credit Union Member Michael Broughton Makes Forbes 30 Under 30 List
*Source: Federal Trade Commission.
1There is a $5 fee for incoming domestic wires, $10 for incoming international wires. Student Checking Accounts are entitled to two free incoming international wire transfers per year. Domestic wires placed before 12:00pm PST are usually received by 3:30pm PST on the same business day. Wire requests received after 12:00pm PST will not be available until 3:30pm PST on the following business day.
2There is a $20 fee for outgoing domestic wires, $40 for outgoing international wires. International wire requests received by 12:00pm are placed on the day that the request is received. However, the credit union has no control over the delivery date and makes no assurances regarding the date or time of delivery.