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Protecting Yourself at the (Gas) Pump
In the last few years, gas pumps have been a favorite target for fraudsters to place skimming devices. Here are risk mitigation and best practices for you to follow.
Borrower Advice
Your loan and credit questions, answered.
Borrowing is a key building block to financial health. With every auto loan or HELOC or credit card, you build your borrowing power. As your credit union, we’re committed to your financial wellbeing – and to helping you make your best borrowing decisions. We created this resource center to share the latest tips, tools and lending trends. First-time home buyer? Super saver? Check your math with our handy mortgage loan and savings account interest calculators.
Consolidation vs. Refinancing Student Loans
Student loan consolidation and refinancing are two options available to borrowers looking to manage their student loan debt. We break down the differences between loan consolidation and refinancing, discuss the eligibility requirements, and help you determine which option is best for your financial situation.
Understanding Financial Aid Award Letters
You’ve received your college acceptance letters – congratulations! If you’ve been accepted to multiple schools, one of the biggest determining factors for your final choice may be the out of pocket cost for each option. Along with your acceptance letters, you should receive an award letter outlining the financial aid for which you are eligible at each college. Here are some important definitions you should know.
5 Pinch-Proof Tips to Prevent Scams & Fraud
Don't let scams and fraud catch you off guard this St. Patrick's Day. Protect your identity and money with these 5 pinch-proof tips!
How much down payment is normally required to buy a home?
For many people, buying a home is one of the most significant financial decisions they will make in their lifetime. One of the key considerations in this process is the down payment, which is the amount of cash that a buyer pays upfront toward the purchase price. While the amount of the down payment required can vary depending on several factors, it is an essential component of the home-buying process.
Why Do Credit Unions Have Better Rates?
There’s a reason more than 130 million people belong to a credit union. Individuals choose credit unions over traditional banks for higher dividend rates, minimal account fees, and lower interest rates on loan products. But how can a small army of 5,000+ federally insured credit unions offer these benefits and a host of other financial benefits to everyday consumers?
Auto Buying eBook
This eBook will give you everything you need to know before buying a car. Learn how to be a savvy car shopper so you don’t get taken for a ride. We’ll arm you with knowledge of financing, interest rates, terms, and more. Be prepared, so you can drive off the lot with confidence.
Home Mortgage Loans
Shop and borrow smart.
Starter home or “forever home” – whatever you call it, chances are you’ll need a mortgage before you can call it home. Learn what you need to know to close the deal with success.
Home Equity Lines of Credit
Leverage your home equity.
Home equity can be a powerful borrowing tool. How can you use it? How do HELOCs work? Find answers to these questions and more right under your thumbs.
Personal Loans
Boost your borrowing knowledge.
Financial peace of mind costs less than you think. USC Credit Union offers affordable personal loans and lines of credit you can use for any purpose. Learn what you need to know to boost your borrowing power.
Managing Loan Debt
Your best financial future starts today.
The financial decisions you make today can put you on the right path for years to come. As your financial partner, we’re here for you every step of the way. Use our borrow resources to boost your financial literacy.
USC Credit Union has been a reliable source of financial support for me for 36 years! I’ve never had a better experience.
Let’s chat.
Need help deciding on a product or service? Talk to a member associate. We’re always here to lend an ear and all the guidance you need.