No minimum. Free online banking. No monthly service fee.
Basics with benefits? You got it. Cardinal Checking checks all the boxes, plus it’s easy to open online or at any branch.
The checking account doesn’t have all those hidden fees that the big banks do.
Educational Resources
*View our Schedule of Fees for details on any fees you may incur.
U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes and generally do not incur transaction fees.
When using Zelle®, only send money to those you trust. If the recipient is already enrolled with Zelle®, you can’t cancel a payment once it’s been sent. Neither USC Credit Union nor Zelle® offers a protection program for authorized payments made with Zelle® – for example, if you do not receive the item you paid for or the item is not as described or as you expected. If you are asked to send yourself money with Zelle® or are asked to provide your Zelle® credentials, don’t click on text message links or call the number that contacted you. Do not share your Zelle® and any other passwords with anyone.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.