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Debit Cards
Master your money management with a debit card.
In an increasingly cashless society, you need a debit card you can count on. Use USC Credit Union’s debit card just like our Platinum Mastercard® credit card at millions of gas stations, grocery stores, fast-food pit stops and more. Free with every checking account we offer, it gives you perks like:
- Free non-USC Credit Union ATM transactions1
- EMV chip technology for added security
- Wave it and pay by adding to your Virtual Wallet
- Zero liability for unauthorized use of lost or stolen cards2
- 24/7 Mastercard Global Service for lost, stolen and replacement cards
- Free Mastercard ID Theft ProtectionTM file monitoring, alerts and resolution3
- 24/7 Mastercard Airport ConciergeTM at over 450 destinations worldwide
18 million+
merchants worldwide accept our debit card. USC Credit Union members can also use any ATM with one of these logos to make withdrawals or balance inquiries:
A debit card that doubles as an ATM card.
Use your debit/ATM card to get cash, transfer funds and make deposits at more than 30,000 ATMs worldwide. It’s free with any USC Credit Union checking account.
I love how easy the credit union makes banking for debit card users – and the cards look amazing.
Educational Resources
Home Loan Advice
How much down payment is normally required to buy a home?
For many people, buying a home is one of the most significant financial decisions they will make in their lifetime. One of the key considerations in this process is the down payment, which is the amount of cash that a buyer pays upfront toward the purchase price. While the amount of the down payment required can vary depending on several factors, it is an essential component of the home-buying process.
How much down payment is normally required to buy a home?
Credit Unions
Why Do Credit Unions Have Better Rates?
There’s a reason more than 130 million people belong to a credit union. Individuals choose credit unions over traditional banks for higher dividend rates, minimal account fees, and lower interest rates on loan products. But how can a small army of 5,000+ federally insured credit unions offer these benefits and a host of other financial benefits to everyday consumers?
Why Do Credit Unions Have Better Rates?
Students
Understanding Financial Aid Award Letters
You’ve received your college acceptance letters – congratulations! If you’ve been accepted to multiple schools, one of the biggest determining factors for your final choice may be the out of pocket cost for each option. Along with your acceptance letters, you should receive an award letter outlining the financial aid for which you are eligible at each college. Here are some important definitions you should know.
Understanding Financial Aid Award Letters
Credit Unions
What is the difference between a credit union and a bank?
When it comes to managing your finances, you have several options available to you, including banks and credit unions. While both offer similar financial products and services, there are some key differences between the two that can affect your decision about which one to choose.
What is the difference between a credit union and a bank?
Fraud Awareness
5 Pinch-Proof Tips to Prevent Scams & Fraud
Don't let scams and fraud catch you off guard this St. Patrick's Day. Protect your identity and money with these 5 pinch-proof tips!
5 Pinch-Proof Tips to Prevent Scams & Fraud
Borrower Advice
Free Auto Buying eBook
This eBook will give you everything you need to know before buying a car. Learn how to be a savvy car shopper so you don’t get taken for a ride. We’ll arm you with knowledge of financing, interest rates, terms, and more. Be prepared, so you can drive off the lot with confidence.
Free Auto Buying eBook
Home Loan Advice
‘Pre-qualified’ and ‘pre-approved’ for a loan – what’s the difference?
As a home buyer, knowing the difference between being pre-qualified and pre-approved is an important step in the mortgage process. Making your decision on which one to choose starts with understanding the definition of each of those terms.
‘Pre-qualified’ and ‘pre-approved’ for a loan – what’s the difference?
Protecting What You Value
Debt Protection
If the unexpected happens, you don’t want to be compounded by financial worry. With Debt Protection, you may cancel your loan balance or payments in the event of involuntary unemployment, disability, or death.
Debt Protection
Student Loans
Consolidation vs. Refinancing Student Loans
Student loan consolidation and refinancing are two options available to borrowers looking to manage their student loan debt. We break down the differences between loan consolidation and refinancing, discuss the eligibility requirements, and help you determine which option is best for your financial situation.
Consolidation vs. Refinancing Student Loans
News
USC Credit Union Member Michael Broughton Makes Forbes 30 Under 30 List
On November 29, 2022, Forbes honored Altro Cofounder/CEO and USC Credit Union board member Michael Broughton with a selection to its prestigious “30 Under 30” list for 2023.
USC Credit Union Member Michael Broughton Makes Forbes 30 Under 30 List
1Citibank free ATM transactions or inquiries apply only to ATMs at Citibank branch locations. Five free non-shared network ATM transactions per month with Gold Checking, unlimited with Trojan Checking. When you use an ATM not displaying the USCCU or Co-Op ATM symbols, the ATM owner may charge additional fees.
2Conditions and exceptions apply. Learn more about Zero Liability.
3To activate and register for ID Theft Protection benefits, visit mastercardus.idprotectiononline.com and enter your card number.