Banca en Línea
La administración del dinero más fácil.
Administra tus cuentas desde cualquier lugar con la banca en línea y móvil de USC Credit Union. Lo hacemos sencillo, cómodo y seguro para que puedas hacer más con tu dinero, estés donde estés.
- Transferencias seguras y sin problemas entre tus cuentas, otros miembros o cuentas externas – todo en un conveniente lugar
- Herramientas de personalización rápida con widgets que et permiten consultar saldos, establecer alertas de cuenta, programar transferencias y mucho más.
- Sencillas herramientas presupuestarias que te permiten clasificar las transacciones, analizar los gastos y realizar un seguimiento de sus finanzas personales.
- Banca móvil para consultar saldos, pagar facturas, transferir dinero, encontrar sucursales y cajeros automáticos y realizar ingresos móviles
La experiencia de la banca en línea es excelente y las cooperativas de crédito siempre son mejores que los bancos.
-Alyson
Deposito Directo
¡Recibe tu pago con anticipación! Recibe tu cheque de pago o cualquier pago recurrente depositado electrónicamente en tu cuenta de cheques en línea. Es seguro, fácil de configurar, y un verdadero ahorro de tiempo.
Zelle®
Envía y recibe dinero con Zelle®. Ya está disponible en tu app banca móvil USC Credit Union, y es fácil inscribirse.
Billetera Virtual
¡Muévelo y paga! Simplificas tus compras con una versión digital segura de tus tarjetas de débito y crédito en tus dispositivos móviles, y no vuelvas a usar el plástico.
Educational Resources
Student Loans
Why Should You Refinance Student Loans with a Credit Union?
Student loans may have helped you get the education needed for your future career, but making student loan payments can also be a pain point in your monthly expenses. Refinancing one or more of your loans could save you money and simplify your repayment. Before you determine where you should refinance your student loans, you should consider if it’s a smart decision for you.
Credit Unions
Why Do Credit Unions Have Better Rates?
There’s a reason more than 130 million people belong to a credit union. Individuals choose credit unions over traditional banks for higher dividend rates, minimal account fees, and lower interest rates on loan products. But how can a small army of 5,000+ federally insured credit unions offer these benefits and a host of other financial benefits to everyday consumers?
Home Buying
Free Home Buyers Guide
USC Credit Union is here to help you feel more confident in today’s real estate market. We’ve helped thousands of our member-owners reach their homeownership goals and we will do the same for you. Download our Free Home Buyer’s Guide and learn about the entire home-buying process.
Home Loan Advice
Home Equity Line of Credit (HELOC) vs. Home Equity Loan
A HELOC and a home equity loan are two popular options for homeowners looking to tap into the equity they’ve built in their property. Dive deeper into the features, benefits, and drawbacks of each option to help you make the right choice.
Identity Theft
Protect Yourself from Fraud & Scams
Fraud and scams are becoming increasingly common, with criminals using sophisticated methods to trick individuals into giving away their personal information or money. By staying informed and proactive, you can minimize your risk of falling victim to scams and protect your identity and money.
Credit
Tell me more about credit scores and credit reports.
Your credit report is a comprehensive summary of your credit history and is used by lenders, landlords, and other financial institutions to determine your creditworthiness. It’s a crucial document that has a significant impact on your financial life, and it’s important to understand what it contains and how it’s used.
Digital Services
Introducing Your Mobile Wallet
A mobile wallet is a way to carry a digital version of your credit cards or debit cards on your mobile device. Instead of fumbling through your wallet (or purse) to find your card, you can pay with your smartphone, tablet, or smartwatch.
Digital Services
Does USC Credit Union have paperless options?
USC Credit Union is doing our part to help you help the environment, where we make going green simple. It’s easy to enroll for eStatements, use Online Bill Pay, and sign-up for Direct Deposit.
Credit
What can I do to improve my credit score?
Credit can seem complicated. Many people think those 3 magic numbers are a mystery, but controlling your credit score is easier than you think! Here are some tips for establishing credit or building your credit score back to health.
Borrower Advice
3 Questions to Ask Yourself Before Refinancing Your Auto Loan
You may have the car of your dreams already, but your current loan situation may be less than ideal. Refinancing your auto loan is a great way to lessen financial stress and make the remainder of your loan payoff process easy, all while saving money! Here are some things to keep in mind before making the switch.