Mastercard® Secured (Asegurados)
Construye tu futuro financiero sobre un sólido historial de crédito.
- Solicita Mastercard® Secured (Asegurados) para el Secured Mastercard
- Divulgación Completa para el Secured Mastercard
Construye o reconstruye tu crédito responsablemente con la tarjeta Mastercard® Secured (Asegurados) de USC Credit Union. Haz un depósito inicial igual a tu línea de crédito en una cuenta de ahorros asegurada de USC Credit Union, y estarás en camino a conseguir un puntaje sólido en poco tiempo.
- Sin cargos anuales ni por solicitud
- Sin cargos por transacciones extranjeras
- Límites de crédito de $500 a $5,000
- No se requiere número de Seguro Social (SSN) o ITIN para los estudiantes internacionales de USC para solicitarla1
- ID Theft Protection™ monitoreo de fraude, alertas y asistencia2
- Protección de Zero Liability en compras no autorizadas con tarjeta3
- Global Service para reemplazos de emergencia en cualquier lugar y en cualquier idioma
Protección de Deudas. Tu no puedes controlar todo en la vida – pero si puedes ayudar a proteger tus finanzas con la Protección de Deuda. Cancela el saldo o los pagos de tu préstamo en caso de desempleo involuntario, incapacidad o fallecimiento. La cobertura es personalizable y voluntaria, y es fácil de solicitar.
Consigue la tarjeta de crédito que a los miembros les encanta.
Tasas asequibles, recompensas, tarjetas de crédito para generar crédito: lo encontrará todo en USC Credit Union.
Tasas de tarjeta de crédito bajas y convenientes para tener Zelle disponible en mi app.
-Pamela
Cuentas de Cheques
Cajeros automáticos gratuitos. Banca en línea gratis. Las cuentas de cheques de USC Credit Union te ofrecen ventajas y muchas opciones, desde nuestra cuenta básica sin comisiones hasta las cuentas que devengan intereses.
Tarjeta de Débito
¡Sin dinero en efectivo! Tu tarjeta Débito/ATM te permite acceder a los fondos de tu cuenta corriente deslizando rápidamente la tarjeta.
Cuenta del Mercado Monetario
Mantén tus ganancias altas y tus activos líquidos. Abre una Cuenta del Mercado Monetario de USC Credit Union con tan sólo $2,500.
Educational Resources
Student Loans
Why Should You Refinance Student Loans with a Credit Union?
Student loans may have helped you get the education needed for your future career, but making student loan payments can also be a pain point in your monthly expenses. Refinancing one or more of your loans could save you money and simplify your repayment. Before you determine where you should refinance your student loans, you should consider if it’s a smart decision for you.
Credit Unions
Why Do Credit Unions Have Better Rates?
There’s a reason more than 130 million people belong to a credit union. Individuals choose credit unions over traditional banks for higher dividend rates, minimal account fees, and lower interest rates on loan products. But how can a small army of 5,000+ federally insured credit unions offer these benefits and a host of other financial benefits to everyday consumers?
Home Buying
Free Home Buyers Guide
USC Credit Union is here to help you feel more confident in today’s real estate market. We’ve helped thousands of our member-owners reach their homeownership goals and we will do the same for you. Download our Free Home Buyer’s Guide and learn about the entire home-buying process.
Home Loan Advice
Home Equity Line of Credit (HELOC) vs. Home Equity Loan
A HELOC and a home equity loan are two popular options for homeowners looking to tap into the equity they’ve built in their property. Dive deeper into the features, benefits, and drawbacks of each option to help you make the right choice.
Identity Theft
Protect Yourself from Fraud & Scams
Fraud and scams are becoming increasingly common, with criminals using sophisticated methods to trick individuals into giving away their personal information or money. By staying informed and proactive, you can minimize your risk of falling victim to scams and protect your identity and money.
Credit
Tell me more about credit scores and credit reports.
Your credit report is a comprehensive summary of your credit history and is used by lenders, landlords, and other financial institutions to determine your creditworthiness. It’s a crucial document that has a significant impact on your financial life, and it’s important to understand what it contains and how it’s used.
Digital Services
Introducing Your Mobile Wallet
A mobile wallet is a way to carry a digital version of your credit cards or debit cards on your mobile device. Instead of fumbling through your wallet (or purse) to find your card, you can pay with your smartphone, tablet, or smartwatch.
Digital Services
Does USC Credit Union have paperless options?
USC Credit Union is doing our part to help you help the environment, where we make going green simple. It’s easy to enroll for eStatements, use Online Bill Pay, and sign-up for Direct Deposit.
Credit
What can I do to improve my credit score?
Credit can seem complicated. Many people think those 3 magic numbers are a mystery, but controlling your credit score is easier than you think! Here are some tips for establishing credit or building your credit score back to health.
Borrower Advice
3 Questions to Ask Yourself Before Refinancing Your Auto Loan
You may have the car of your dreams already, but your current loan situation may be less than ideal. Refinancing your auto loan is a great way to lessen financial stress and make the remainder of your loan payoff process easy, all while saving money! Here are some things to keep in mind before making the switch.
1Un cosignatario aumentará tus posibilidades de aprobación.
2Se aplican ciertos términos, condiciones y exclusiones. Los titulares de tarjetas deben registrarse en este servicio. Este servicio es proporcionado por Iris® Powered by Generali. Consulta tu guía de beneficios para obtener más información o llama al 1-800-MASTERCARD.
3Se aplican condiciones y excepciones. Más información sobre Zero Liability
*Consulte la divulgación completa para conocer los términos.