Top Articles

Blog

Fraud Prevention Tips

It’s important to remain vigilant and protect yourself against fraud and identity theft. Member security is a top priority at USC Credit Union, so we’ve compiled a list of common scenarios to look out for.

February 13, 2023

Read Now – Fraud Prevention Tips

  • All
    • WP_Term Object
(
    [term_id] => 25
    [name] => Borrower Advice
    [slug] => borrower-advice
    [term_group] => 0
    [term_taxonomy_id] => 25
    [taxonomy] => blog-categories
    [description] => Visit the Borrow Advice Center
    [parent] => 0
    [count] => 62
    [filter] => raw
)
  • Borrower Advice27
    • WP_Term Object
(
    [term_id] => 24
    [name] => Banking Advice
    [slug] => banking-advice
    [term_group] => 0
    [term_taxonomy_id] => 24
    [taxonomy] => blog-categories
    [description] => View the Bank Advice Center
    [parent] => 0
    [count] => 36
    [filter] => raw
)
  • Banking Advice17
    • WP_Term Object
(
    [term_id] => 38
    [name] => Protecting What You Value
    [slug] => protecting-what-you-value
    [term_group] => 0
    [term_taxonomy_id] => 38
    [taxonomy] => blog-categories
    [description] => 
    [parent] => 0
    [count] => 11
    [filter] => raw
)
  • Protecting What You Value5
    • WP_Term Object
(
    [term_id] => 33
    [name] => Fraud Awareness
    [slug] => fraud-awareness
    [term_group] => 0
    [term_taxonomy_id] => 33
    [taxonomy] => blog-categories
    [description] => 
    [parent] => 0
    [count] => 6
    [filter] => raw
)
  • Fraud Awareness4
    • WP_Term Object
(
    [term_id] => 34
    [name] => Home Buying
    [slug] => home-buying
    [term_group] => 0
    [term_taxonomy_id] => 34
    [taxonomy] => blog-categories
    [description] => 
    [parent] => 0
    [count] => 9
    [filter] => raw
)
  • Home Buying4
    • WP_Term Object
(
    [term_id] => 199
    [name] => Home Loan Advice
    [slug] => home-loan-advice
    [term_group] => 0
    [term_taxonomy_id] => 199
    [taxonomy] => blog-categories
    [description] => 
    [parent] => 0
    [count] => 9
    [filter] => raw
)
  • Home Loan Advice4
    • WP_Term Object
(
    [term_id] => 36
    [name] => Identity Theft
    [slug] => identity-theft
    [term_group] => 0
    [term_taxonomy_id] => 36
    [taxonomy] => blog-categories
    [description] => 
    [parent] => 0
    [count] => 11
    [filter] => raw
)
  • Identity Theft4
    • WP_Term Object
(
    [term_id] => 39
    [name] => Student Loans
    [slug] => student-loans
    [term_group] => 0
    [term_taxonomy_id] => 39
    [taxonomy] => blog-categories
    [description] => Visit the Borrow Advice Center
    [parent] => 0
    [count] => 11
    [filter] => raw
)
  • Student Loans4
    • WP_Term Object
(
    [term_id] => 26
    [name] => Auto Loans
    [slug] => auto-loans
    [term_group] => 0
    [term_taxonomy_id] => 26
    [taxonomy] => blog-categories
    [description] => 
    [parent] => 0
    [count] => 8
    [filter] => raw
)
  • Auto Loans3
    • WP_Term Object
(
    [term_id] => 27
    [name] => Credit
    [slug] => credit
    [term_group] => 0
    [term_taxonomy_id] => 27
    [taxonomy] => blog-categories
    [description] => 
    [parent] => 0
    [count] => 5
    [filter] => raw
)
  • Credit2
    • WP_Term Object
(
    [term_id] => 206
    [name] => Credit Cards
    [slug] => credit-cards
    [term_group] => 0
    [term_taxonomy_id] => 206
    [taxonomy] => blog-categories
    [description] => 
    [parent] => 0
    [count] => 3
    [filter] => raw
)
  • Credit Cards2
    • WP_Term Object
(
    [term_id] => 28
    [name] => Credit Unions
    [slug] => credit-unions
    [term_group] => 0
    [term_taxonomy_id] => 28
    [taxonomy] => blog-categories
    [description] => 
    [parent] => 0
    [count] => 3
    [filter] => raw
)
  • Credit Unions2
    • WP_Term Object
(
    [term_id] => 29
    [name] => Digital Services
    [slug] => digital-services
    [term_group] => 0
    [term_taxonomy_id] => 29
    [taxonomy] => blog-categories
    [description] => 
    [parent] => 0
    [count] => 4
    [filter] => raw
)
  • Digital Services2
    • WP_Term Object
(
    [term_id] => 201
    [name] => Student Loan Refinancing
    [slug] => student-loan-refinancing
    [term_group] => 0
    [term_taxonomy_id] => 201
    [taxonomy] => blog-categories
    [description] => 
    [parent] => 0
    [count] => 4
    [filter] => raw
)
  • Student Loan Refinancing2
    • WP_Term Object
(
    [term_id] => 16
    [name] => Students
    [slug] => students
    [term_group] => 0
    [term_taxonomy_id] => 16
    [taxonomy] => blog-categories
    [description] => An article category specific to topics students would find useful.
    [parent] => 0
    [count] => 7
    [filter] => raw
)
  • Students2
    • WP_Term Object
(
    [term_id] => 35
    [name] => Home Equity
    [slug] => home-equity
    [term_group] => 0
    [term_taxonomy_id] => 35
    [taxonomy] => blog-categories
    [description] => 
    [parent] => 0
    [count] => 2
    [filter] => raw
)
  • Home Equity1

Understanding Financial Aid Award Letters

March 29, 2023

You’ve received your college acceptance letters – congratulations! If you’ve been accepted to multiple schools, one of the biggest determining factors for your final choice may be the out of pocket cost for each option. Along with your acceptance letters, you should receive an award letter outlining the financial aid for which you are eligible at each college. Here are some important definitions you should know.

Consolidation vs. Refinancing Student Loans

March 06, 2023

Student loan consolidation and refinancing are two options available to borrowers looking to manage their student loan debt. We break down the differences between loan consolidation and refinancing, discuss the eligibility requirements, and help you determine which option is best for your financial situation. 

Why Should You Refinance Student Loans with a Credit Union?

January 29, 2023

Student loans may have helped you get the education needed for your future career, but making student loan payments can also be a pain point in your monthly expenses. Refinancing one or more of your loans could save you money and simplify your repayment. Before you determine where you should refinance your student loans, you should consider if it’s a smart decision for you.

Tax Benefits for College Students and Parents

January 02, 2023

Did you know you can take advantage of special tax breaks just for college students and their parents? These benefits come in the form of tax credits and deductions when you file your income tax return. What’s the difference? A credit reduces the amount of income tax you have to pay. A deduction reduces the amount of your income that is taxed, which also typically lessens your tax bill. In other words, you could get a bigger tax refund.

  • Financial Education

    Get a free financial education on all things personal finance from credit scores and debt consolidation to saving and student loans.

  • Savings Accounts

    The best savings account is one that protects your financial well-being. USC Credit Union gives you a choice of four, plus the reliability, flexibility and convenience of being a member.

  • Checking Accounts

    Free ATMs. Free Online Banking. USC Credit Union checking accounts give you perks and plenty of choices from our no-fee basic to interest-bearing accounts.