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Business Savings
Build a solid foundation for your business.
The starter cushion account for every USC Credit Union business member to save for taxes, new investments, future projects, and unexpected expenses. 24/7 access via thousands of ATMs and shared branches or online banking, mobile banking, or phone. Flexible savings account with interest rates to help your business savings grow.
- 24/7 deposits and withdrawals for your business needs
- Easy access via ATM, Online Banking, Mobile Banking, or phone
- $10 minimum deposit (includes one-time $9 membership fee)
- No monthly service charge1 with minimum balance requirement
- Earn dividends on balances of $1,000 or more
Current Business Members: Log in to your member portal, call us, or visit a branch to open your new account.
New Business Members: Apply for business membership to get started.
Personal membership with USC Credit Union does not automatically qualify for a business membership. A separate application is required for business membership. View eligibility requirements.
Business Savings*
Rates accurate as of 6/10/2026
All rates and terms subject to change without notice.
| Dividend Rate | APY |
|---|---|
| 0.050% | 0.05% |
*$9 membership fee required plus $1 deposit to open. Fees may reduce earnings. APY = Annual Percentage Yield. APY is accurate as of the last dividend declaration date.
Let’s Reach Your Business Goals!
Give us a call at (877) 670-5860, schedule an appointment, or fill out the form below, and we’ll connect you with our business banking team!
Bring your business goals to life.
Get the perfect starter savings account for your business. Open a Business Savings account for just $10, online or at any branch.
Hassle-free account opening. Great rates on savings accounts.
Educational Resources
Investments Investments
High-Yield Business Savings Accounts: Consider a Credit Union!
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High-Yield Business Savings Accounts: Consider a Credit Union!
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Choosing the right financial partner for your business isn’t always easy. Many traditional banks come with high fees, rigid rules, and one-size-fits-all services that might not fit your business needs. Business credit unions, like USC Credit Union, shine by offering competitive business bank accounts that often have better terms and more flexibility than traditional banks!
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Celebrating the Holidays with Student Debt
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Fraud and scams are becoming increasingly common, with criminals using sophisticated methods to trick individuals into giving away their personal information or money. By staying informed and proactive, you can minimize your risk of falling victim to scams and protect your identity and money.
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You’ve received your college acceptance letters – congratulations! If you’ve been accepted to multiple schools, one of the biggest determining factors for your final choice may be the out of pocket cost for each option. Along with your acceptance letters, you should receive an award letter outlining the financial aid for which you are eligible at each college. Here are some important definitions you should know.
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1$5 monthly fee assessed if the combined average in all business savings, checking, and money market accounts falls below $1,000. See the Schedule of Fees for more details.