Blog

Fraud Prevention Tips

It’s important to remain vigilant and protect yourself against fraud and identity theft. Member security is a top priority at USC Credit Union, so we’ve compiled a list of common scenarios to look out for.

Read Now – Fraud Prevention Tips

  • All
  • WP_Term Object
    (
        [term_id] => 25
        [name] => Borrower Advice
        [slug] => borrower-advice
        [term_group] => 0
        [term_taxonomy_id] => 25
        [taxonomy] => blog-categories
        [description] => Visit the Borrow Advice Center
        [parent] => 0
        [count] => 62
        [filter] => raw
    )
    
  • Borrower Advice26
  • WP_Term Object
    (
        [term_id] => 24
        [name] => Banking Advice
        [slug] => banking-advice
        [term_group] => 0
        [term_taxonomy_id] => 24
        [taxonomy] => blog-categories
        [description] => View the Bank Advice Center
        [parent] => 0
        [count] => 36
        [filter] => raw
    )
    
  • Banking Advice17
  • WP_Term Object
    (
        [term_id] => 36
        [name] => Identity Theft
        [slug] => identity-theft
        [term_group] => 0
        [term_taxonomy_id] => 36
        [taxonomy] => blog-categories
        [description] => 
        [parent] => 0
        [count] => 11
        [filter] => raw
    )
    
  • Identity Theft7
  • WP_Term Object
    (
        [term_id] => 38
        [name] => Protecting What You Value
        [slug] => protecting-what-you-value
        [term_group] => 0
        [term_taxonomy_id] => 38
        [taxonomy] => blog-categories
        [description] => 
        [parent] => 0
        [count] => 11
        [filter] => raw
    )
    
  • Protecting What You Value6
  • WP_Term Object
    (
        [term_id] => 199
        [name] => Home Loan Advice
        [slug] => home-loan-advice
        [term_group] => 0
        [term_taxonomy_id] => 199
        [taxonomy] => blog-categories
        [description] => 
        [parent] => 0
        [count] => 9
        [filter] => raw
    )
    
  • Home Loan Advice4
  • WP_Term Object
    (
        [term_id] => 26
        [name] => Auto Loans
        [slug] => auto-loans
        [term_group] => 0
        [term_taxonomy_id] => 26
        [taxonomy] => blog-categories
        [description] => 
        [parent] => 0
        [count] => 8
        [filter] => raw
    )
    
  • Auto Loans3
  • WP_Term Object
    (
        [term_id] => 27
        [name] => Credit
        [slug] => credit
        [term_group] => 0
        [term_taxonomy_id] => 27
        [taxonomy] => blog-categories
        [description] => 
        [parent] => 0
        [count] => 5
        [filter] => raw
    )
    
  • Credit3
  • WP_Term Object
    (
        [term_id] => 34
        [name] => Home Buying
        [slug] => home-buying
        [term_group] => 0
        [term_taxonomy_id] => 34
        [taxonomy] => blog-categories
        [description] => 
        [parent] => 0
        [count] => 9
        [filter] => raw
    )
    
  • Home Buying3
  • WP_Term Object
    (
        [term_id] => 39
        [name] => Student Loans
        [slug] => student-loans
        [term_group] => 0
        [term_taxonomy_id] => 39
        [taxonomy] => blog-categories
        [description] => Visit the Borrow Advice Center
        [parent] => 0
        [count] => 11
        [filter] => raw
    )
    
  • Student Loans3
  • WP_Term Object
    (
        [term_id] => 16
        [name] => Students
        [slug] => students
        [term_group] => 0
        [term_taxonomy_id] => 16
        [taxonomy] => blog-categories
        [description] => An article category specific to topics students would find useful.
        [parent] => 0
        [count] => 7
        [filter] => raw
    )
    
  • Students3
  • WP_Term Object
    (
        [term_id] => 29
        [name] => Digital Services
        [slug] => digital-services
        [term_group] => 0
        [term_taxonomy_id] => 29
        [taxonomy] => blog-categories
        [description] => 
        [parent] => 0
        [count] => 4
        [filter] => raw
    )
    
  • Digital Services2
  • WP_Term Object
    (
        [term_id] => 33
        [name] => Fraud Awareness
        [slug] => fraud-awareness
        [term_group] => 0
        [term_taxonomy_id] => 33
        [taxonomy] => blog-categories
        [description] => 
        [parent] => 0
        [count] => 6
        [filter] => raw
    )
    
  • Fraud Awareness2
  • WP_Term Object
    (
        [term_id] => 206
        [name] => Credit Cards
        [slug] => credit-cards
        [term_group] => 0
        [term_taxonomy_id] => 206
        [taxonomy] => blog-categories
        [description] => 
        [parent] => 0
        [count] => 3
        [filter] => raw
    )
    
  • Credit Cards1
  • WP_Term Object
    (
        [term_id] => 28
        [name] => Credit Unions
        [slug] => credit-unions
        [term_group] => 0
        [term_taxonomy_id] => 28
        [taxonomy] => blog-categories
        [description] => 
        [parent] => 0
        [count] => 3
        [filter] => raw
    )
    
  • Credit Unions1
  • WP_Term Object
    (
        [term_id] => 35
        [name] => Home Equity
        [slug] => home-equity
        [term_group] => 0
        [term_taxonomy_id] => 35
        [taxonomy] => blog-categories
        [description] => 
        [parent] => 0
        [count] => 2
        [filter] => raw
    )
    
  • Home Equity1
  • WP_Term Object
    (
        [term_id] => 201
        [name] => Student Loan Refinancing
        [slug] => student-loan-refinancing
        [term_group] => 0
        [term_taxonomy_id] => 201
        [taxonomy] => blog-categories
        [description] => 
        [parent] => 0
        [count] => 4
        [filter] => raw
    )
    
  • Student Loan Refinancing1

Why Do Credit Unions Have Better Rates?

There’s a reason more than 130 million people belong to a credit union. Individuals choose credit unions over traditional banks for higher dividend rates, minimal account fees, and lower interest rates on loan products. But how can a small army of 5,000+ federally insured credit unions offer these benefits and a host of other financial benefits to everyday consumers?

Protect Yourself from Fraud & Scams

Fraud and scams are becoming increasingly common, with criminals using sophisticated methods to trick individuals into giving away their personal information or money. By staying informed and proactive, you can minimize your risk of falling victim to scams and protect your identity and money.

Introducing Your Mobile Wallet

A mobile wallet is a way to carry a digital version of your credit cards or debit cards on your mobile device. Instead of fumbling through your wallet (or purse) to find your card, you can pay with your smartphone, tablet, or smartwatch.

Does USC Credit Union have paperless options?

USC Credit Union is doing our part to help you help the environment, where we make going green simple. It's easy to enroll for eStatements, use Online Bill Pay, and sign-up for Direct Deposit.

What to do if you become a victim of “Phishing”?

Phishing is a fraudulent tactic used by cybercriminals to steal sensitive information, such as login credentials and financial information, from unsuspecting victims. Know what steps to take if you are a victim of “phishing” or any other form of identity theft.

How Can I Minimize the Risk of Identity Theft?

With the increasing amount of sensitive information stored online, it's essential to take proactive steps to protect your identity and prevent identity theft. If you're concerned about the safety of your personal information or just want to take a proactive approach to security, read this guide today.

Tax Benefits for College Students and Parents

Did you know you can take advantage of special tax breaks just for college students and their parents? These benefits come in the form of tax credits and deductions when you file your income tax return. What’s the difference? A credit reduces the amount of income tax you have to pay. A deduction reduces the amount of your income that is taxed, which also typically lessens your tax bill. In other words, you could get a bigger tax refund.

The Facts on Identity Theft

Identity theft occurs when someone uses your bank account number, Social Security number, credit card, or other personal information for his or her own ends. Here's what you need to know about identity theft and how to protect yourself.

Protecting Yourself at the (Gas) Pump

In the last few years, gas pumps have been a favorite target for fraudsters to place skimming devices. Here are risk mitigation and best practices for you to follow.

What are the different types of life insurance available?

It's important to consider your coverage needs and personal financial situation when choosing the type of life insurance that is best for you. There are many kinds of insurance, but they generally fall into two categories: term insurance and permanent insurance. 

What things should I keep in mind when buying an insurance policy?

Life insurance is an important investment to protect you and your family in case of unexpected events. However, choosing the right coverage can be overwhelming. Here are a few tips to keep in mind when buying an insurance policy.

What’s important to know about life insurance?

Choosing a life insurance product is an important decision, but it can be complicated. As with any major purchase, it's important that you understand your needs and the options available to you.

What is the difference between a credit union and a bank?

When it comes to managing your finances, you have several options available to you, including banks and credit unions. While both offer similar financial products and services, there are some key differences between the two that can affect your decision about which one to choose.

Understanding Financial Aid Award Letters

You’ve received your college acceptance letters – congratulations! If you’ve been accepted to multiple schools, one of the biggest determining factors for your final choice may be the out of pocket cost for each option. Along with your acceptance letters, you should receive an award letter outlining the financial aid for which you are eligible at each college. Here are some important definitions you should know.

Member Fraud Awareness

Many people think they can spot and outwit a scam, but the truth is that scams become more savvy and sophisticated every year. Knowing some basics and being vigilant can keep you and your money safe from scammers.

Fraud Prevention Tips

It’s important to remain vigilant and protect yourself against fraud and identity theft. Member security is a top priority at USC Credit Union, so we’ve compiled a list of common scenarios to look out for.

5 Pinch-Proof Tips to Prevent Scams & Fraud

Don't let scams and fraud catch you off guard this St. Patrick's Day. Protect your identity and money with these 5 pinch-proof tips!

  • Financial Education

    Get a free financial education on all things personal finance from credit scores and debt consolidation to saving and student loans.

  • Savings Accounts

    The best savings account is one that protects your financial well-being. USC Credit Union gives you a choice of four, plus the reliability, flexibility and convenience of being a member.

  • Checking Accounts

    Free ATMs. Free Online Banking. USC Credit Union checking accounts give you perks and plenty of choices from our no-fee basic to interest-bearing accounts.